Terms and Conditions
Updated 13 April 2022

By accessing or using Online Auctions SG website, webpage, products, services, information, content, features, or premises from time to time, you acknowledge that you have read, understood, and accepted these Terms of Service, including our Data Protection Policy and the exclusions and limitations of liability set out in these Terms of Service, as amended, modified, added to, removed or otherwise updated from time to time.

We will provide you with 30 days' notice of any such updates to our Terms and Conditions on https://www.onlineauctions.sg or otherwise in writing to you.

"Online Auctions SG", "we", "our" and "us" refers to Cash Converters Singapore or Stevetay Pte Ltd (Company Number 199804213M) as applicable.

Please note that Online Auctions SG is not intended, and may not be appropriate or legal, for minors or may contain information or material that you may find offensive in some way. By accessing or using Online Auctions SG, you confirm that you are not a minor and acknowledge that Online Auctions SG may not be suitable for you.


Online Auctions SG requires that you register to open a bidder account if you wish to bid and buy any auctioned items. When registering, you are required to supply personal information. If you do not do so, you will not be able to bid and buy auctioned items on the Online Auctions SG website.

You must agree to provide true, accurate, current, and complete information about yourself as prompted by the registration form that you fill out and to maintain and promptly update your information to keep it true, accurate, current and complete. You can change your registered account information from time to time through your online account.

You are responsible for maintaining the confidentiality of your registration and account information and are fully responsible for all activities that occur under your bidder account. You agree to immediately notify Online Auctions SG of any unauthorized use of your bidder account or any other breach of security.

Online Auctions SG reserves the right, in our absolute discretion, to reject, disable or deactivate your registration or bidder account at any time or to refuse your entry into, or participation in.


Estimates are based on the condition, rarity, quality, and provenance of the item, on prices recently paid at auction (or in other markets or forums) for a similar property, and on information provided by the seller or other sources. Estimates are subjective and subject to change at any time. Any estimate is only an expression of our opinion of a range within which we think the sale price at auction is likely to be. Any estimate is indicative only and may not reflect the actual value of an item.

Neither you, nor anyone else, should rely on any estimate (whether orally or in writing) as a prediction or guarantee of the value, selling price, or likely future selling price of an item.

Estimates do not include taxes, royalties, commission, transportation, or other amounts payable (where applicable).

Our description of any item and any condition about any item, including about its nature, condition, genuineness, authorship, attribution, history, background, authenticity, artist, style, period, age, origin, materials, approximate dimensions, or provenance is our honest opinion. In reaching our opinion we use the standard of care a buyer would reasonably expect.

Any description or marketing or promotional material may be changed or revised by us, which includes altering the description of products or the contents of promotional material.

We do not make any promise, undertaking, obligation, guarantee, warranty, or representation in relation to any description, estimate, valuation, information, or opinion regarding any item. Any presentation, talk, information, or materials provided by us should not be relied upon as giving expert advice.

The condition of items sold through or by us can vary widely due to factors such as age, previous damage, restoration, natural variations, repair, and wear and tear. The nature of the items sold means that they will rarely be in perfect condition. Items may have been restored, repaired, treated, damaged, or altered and may include parts that are not original. Items are sold in the condition they are in at the time of the sale on an 'As Is Where Is' basis.

Any reference to an item's condition will not amount to a full and complete description of its condition, and images may not show the condition of an item clearly. Information about an item's condition may be available to help you evaluate the condition of an item. Information about an item's condition is provided free of charge as a convenience to our buyers and is for guidance only. It offers our honest opinion but may not refer to all faults, restoration, alteration, or adaptation because our staff is not professional restorers or conservators. For that reason, it is not an alternative to taking your own professional advice.

Information may contain inaccuracies or errors including in the quality of digital information or images. We make no representation about the accuracy, reliability, completeness, or timeliness of information or content or about the results to be obtained from using the Online Auctions SG website.


Online Auctions SG items are sold on an "As Is Where Is" basis. Online Auctions SG does not warrant that Online Auctions SG website will operate error-free, continuously or without interruption, or that Online Auctions SG website are free of malicious or harmful content or devices.

Changes are made to the Online Auctions SG website periodically and may be made at any time.

Online Auctions SG excludes all other warranties of any kind relating to items or Online Auctions SG website, whether express or implied by statute or common law or otherwise.


By bidding, you are stating that you are ready and willing to purchase that item for your bid amount, plus any shipping charges disclosed in the listing. If you are outbid, you are under no obligation to buy. But in all other cases, you are entering a legally binding contract to buy the item, and to deliver payment within the time period specified (3 days from auction end date). If you cannot pay, please don't bid. Your bid is final and non-retractable.

A bid placed by any person shall be conclusive proof that he or she acquainted himself or herself with the terms and conditions of sale and agreed to be bound by such terms and conditions prior to placing any bid.


An auction starts and will end on the dates specified on the auction item's detail page. The auction has ended when Online Auctions SG' website indicates the auction is ended.

Bid placed within 20 seconds before the lot ending time, a 60 seconds time extension will be added. Time extension will continue indefinitely until there is no more placed bid on the lot for last 20 seconds.


A buyer will not own an item, or title to it, until we have received full and clear payment of all amounts due to us from that buyer. We will only release the item to the buyer once we have received full and clear payment of all amounts due to us from that buyer.


Items that you purchase must be collected or removed from our premises within three (3) days from the auction end date.

Online Auctions SG agrees to arrange collection or delivery of any item (including any shipment). Such collection or delivery will be subject to any terms and conditions of the relevant collection or delivery companies (including charges, payment, insurance (if any), and exclusions and limitations of liability). Online Auctions SG will inform you of the relevant charges.

Although we use reasonable efforts to take care when handling, packing, and facilitating any shipment of a purchased lot, Online Auctions SG is not responsible for any acts or omissions of any third party retained for these purposes. Similarly, where we may suggest any third party handler, packer, or carrier if so requested, we do not accept liability for their acts or omissions and you agree to release us from any such liability.

If Online Auctions SG agrees to arrange collection or delivery of any item (including any shipment), any claim by a buyer relating to such collection or delivery will be against the relevant collection or delivery company rather than Online Auctions SG and under no circumstances can a return be accepted or an adjustment of price or credit be made after the sale.

Online Auctions SG may at any time rescind any agreement in relation to collection or delivery of any item.

Otherwise you will be responsible for any collection or delivery and associated costs.

The buyer must ensure that it provides a valid delivery address for all items. P.O. boxes are not acceptable.


(Updated 13th April 2022)

Time will be of the essence in relation to the payment of any sums payable by you to us.

If you fail to pay the total amount due in full by the due or required date (3 days from auction end date), we will be entitled to do one or more of the following (as well as enforcing any other rights we have by law).

We can cancel the sale of the item. If we do this, lot will be sold to a bidder at the next highest bid amount, or we may sell the item again or re-offer it in a sale or auction.

Online Auctions SG reserves the right, in our absolute discretion, to reject, disable or deactivate your bidder account and/or to refuse your entry, or participation in future auctions.

And we will take all legal action necessary against any fraudulence that may result in loss of sales and could damage our service reputation.


Online Auctions SG offers internet auction bidding services as another way of selling items online through competitive bidding, but Online Auctions SG will not be responsible to you for errors or failures to execute such bids, including errors or failures caused by any loss of connection, a breakdown or problems with software, or a breakdown or problems with any internet connection, computer, mobile device or application or other systems.

Execution of such bids is a free service and Online Auctions SG does not accept liability for failing to access the bidding site to execute such bids or for errors or omissions in connection with these activities.


We own the copyright and other intellectual property rights of any kind anywhere in the world in all photographic and other images, illustrations, and written material (including catalogues and marketing and promotional material) produced by or for us relating to an item, Online Auctions SG website or Online Auctions SG. You cannot use them without our written permission and you have no copyright or other reproduction rights in relation to any such photographic and other images, illustrations, or written material.

All intellectual property rights of any kind anywhere in the world residing or subsisting in Online Auctions SG website, including any developments or derivative works, are owned or controlled by Stevetay Pte Ltd. 'Online Auctions SG and all trademarks, logos, service marks and derivatives of them are owned or controlled by Stevetay Pte Ltd. You are prohibited from using any intellectual property rights pertaining to Online Auctions SG without the express, prior written permission of Stevetay Pte Ltd.

As a registered bidder you are allowed to make limited use of our websites, and webpages solely for your personal, non-commercial use but you must not copy, modify, reverse engineer, remove, deactivate, tamper with, obscure, sell, create derivative works, reproduce, publicly display, publicly perform, distribute, or otherwise use the websites, webpages, and mobile applications or any part of or content in them in any way, including in any publication, database, catalogue or compilation, or in a networked computer environment, without the express prior written permission of Stevetay Pte Ltd.

You agree not to remove any copyright, proprietary, or identification markings or notices, including digital "watermarks" to indicate their source and ownership, and robot exclusion headers and similar mechanisms.

You will not use any robot, spider, or other automatic or manual device or process for the purpose of compiling information regarding the identification, address, or other attributes of any of our members, bidders, or sellers, or to recreate in original or modified form any substantial portion of our websites, webpages and mobile applications.

You further agree not to use any device, software, or routine to interfere or attempt to interfere with the proper functioning of our websites, and webpages or any transactions being conducted on or in connection with our websites, and webpages. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on our servers or systems.

Your right to use our websites, and webpages are subject to modification or revocation at any time at our absolute discretion. If you violate any provision of these Terms and Conditions, your permission to use the websites, and webpages will automatically terminate and you must immediately cease such access or use.

Further, to the fullest extent permitted under applicable law, you waive your moral rights and promise not to assert such rights or any other intellectual property rights against us, our sublicensees, or our assignees.

You represent and warrant that your provision of information or content and the use of any such information or content (including of works derived from it) by us, our third parties, or others in contract with us will not infringe any rights of any third party.


Stevetay Pte Ltd shall have no liability whatsoever for activities that occur under your bidder account.

Stevetay Pte Ltd shall have no liability whatsoever to the buyer in respect of the availability or issuance of necessary licenses or permits or the existence or exercise of pre-emption or other rights to purchase by governmental or regulatory authorities anywhere.

If you are dissatisfied with the use, performance, delay or provision of, or inability to use or fail to provide, Online Auctions SG website, or any part of them, your only remedy is to discontinue using the Online Auctions SG website.

Stevetay Pte Ltd shall have no liability whatsoever for your access or use of, or your inability to access or use, Online Auctions SG website, delays or disruptions to Online Auctions SG website, malicious or harmful content or devices, glitches, bugs, errors, or inaccuracies of any kind in Online Auctions SG website, damage from access or use of any Online Auctions SG website, suspension or other action taken with respect to your bidder account or breach of these Terms & Conditions, duration or manner of any offer, sale or auction, presentation, placement or information relating to any item, listing, catalogue or ranking of any search results.

We will have no liability for disclosure of information due to errors or unauthorized acts of third parties or as otherwise permitted in accordance with these Terms & Conditions.

Stevetay Pte Ltd is not responsible for any third party, including their privacy practices, information or content provided by them, or any of their actions or inactions.

Our liability to you in respect of any security breach or accidental loss or disclosure of your information or data is hereby excluded.

You agree to defend, indemnify, and hold harmless Stevetay Pte Ltd, its officers, directors, employees, and agents, from and against any losses, liabilities, damages, costs, and expenses, including reasonable legal, expert, and accounting fees, incurred in connection with any claims, actions or demands alleging or resulting from your use or improper use of Online Auctions SG website or your violation of law or regulation or the rights of any third party.

Online Auctions SG does not endorse the contents of third-party websites, webpages, or mobile applications. Online Auctions SG is not responsible for the content of such sites, pages, or applications and does not make any representations regarding the content or accuracy of materials on such sites, pages, or applications. If you decide to access such sites, pages or applications, you do so at your own risk.

Neither Stevetay Pte Ltd shall have any liability to any buyer for any loss of profit, loss of or interest, loss of business, business interruption, loss of business opportunity, loss of anticipated savings, loss of goodwill, loss of revenue, wasted expenditure, loss of use, need to modify practices, content, or behavior, loss of data or any indirect or consequential loss or damage whatsoever, whether based on contract, tort, statute or otherwise, even if Online Auctions SG has been advised of the possibility of loss or damage.

Neither Stevetay Pte Ltd shall have any liability to any buyer in respect of any defects or limitations to any items which are pointed out to the buyer before any relevant auction or sale nor to the extent that any item cannot reasonably be expected to perform in any manner.

A buyer's remedy in respect of any other defect at the time of sale which is detected within seven (7) days after the relevant auction or sale will be, at Online Auctions SG's sole option, limited to recourse to the relevant seller, repair or return and replacement of the defective item within a reasonable time and without significant inconvenience to you (including any necessary associated costs), a reduction in the price or the return the defective item for a refund, or (if the cost of the other remedy is disproportionate in comparison) an alternative remedy.

We have no liability to any buyer in relation to any collection or delivery of any item (including any shipment).

Without prejudice to anything else in these Terms and Conditions, if we are found to be liable to a buyer for any reason, our maximum aggregate liability to that buyer shall be limited to the amount of the buyer's premium paid or payable by that buyer to us in relation to the relevant item.

Items are not refundable or exchangeable unless otherwise specified in these Terms and Conditions.

If any item or part of it (or any part of a group of related items), in our possession, control, or custody, is damaged/destroyed in any way we may (in our discretion and without prejudice to any other rights or remedies we may have) cancel any agreement relating to the sale of the item(s).

If any item in our possession, control, or custody becomes dangerous at any time, we may dispose of it without advance notice to you in any manner we think fit and we will be under no liability to you for doing so.

Nothing in these Terms and Conditions shall limit or exclude the liability of Stevetay Pte Ltd for death or personal injury caused by its negligence, fraud, or for any other liability which cannot be limited or excluded by applicable law.


Neither we, you, nor any relevant third party will be responsible for any failure to meet any obligation which we, you, or that party has or any loss or damage which is caused by circumstances beyond our, your, or that party's reasonable control. This includes strikes, lock-outs fire, flood, natural disasters, war, armed conflict, terrorist attack, nuclear and chemical contamination, bid update and other notification functionality not occurring in real-time, internet capacity constraints, corporate firewalls and other technical problems, temperature control, atmospheric conditions or pressure, or pests or vermin of any kind.


In addition to our other rights of rescission or cancellation, we can refuse or cancel the sale of an item if we reasonably believe that completing the transaction is or may be unlawful, that the sale places us under any liability to anyone else or may damage our interests or reputation (including if the item may not be authentic). We may modify or discontinue Online Auctions SG or any part of it at any time.


You agree to comply with any restrictions or prohibitions on any purchase, sale, export, or re-export under applicable laws, including in respect of dual-use goods, items containing ivory, tortoiseshell, whalebone, products derived from other endangered or protected species, or antiquities and cultural items.

By using the Online Auctions SG website, you agree that you are not in a country or any person to which access or use of Online Auctions SG website, or any purchase, sale, export, or re-export, is restricted or prohibited by applicable law.

You are responsible for compliance with the laws of your local jurisdiction regarding access or use of the Online Auctions SG website, or any purchase, sale, export, or re-export.

It is the buyer's responsibility to ensure that any item is properly and lawfully received from Online Auctions SG.


You acknowledge that you have read and understood our Privacy Policy available at www.OnlineAuctions.SG and accept the practices and terms detailed in the Privacy Policy and you provide authorization and consent for us to collect, use, share and otherwise process information about you in accordance with the Privacy Policy.

By accessing or using any Online Auctions SG website you agree to our Privacy Policy available at www.OnlineAuctions.SG, as amended, modified, added to, removed, or otherwise updated from time to time.


Except as otherwise provided, if any provision of these Terms and Conditions is held to be invalid, unlawful, or for any reason unenforceable, such provision shall be struck out and shall not affect the validity, legality, or enforceability of the remaining provisions.


You may not grant a security over or assign or transfer your rights or responsibilities unless we have given our written permission.

We may assign or subcontract any right or obligation without your consent, now being given.

These Terms and Conditions apply to successors and permitted assigns.


Except as otherwise provided, these Terms and Conditions may not be amended except through mutual agreement by you and our representative who intends to amend these Terms and Conditions and is duly authorized to agree to such an amendment.


If you act on behalf of a business entity, you represent that you are authorized to act on behalf of such business and bind the business to these Terms and Conditions.


No agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created by these Terms and Conditions.


These Terms & Conditions and any other document or agreement referred to in these Terms and conditions constitute the entire understanding and agreement between you and us and supersede all prior understandings and agreements of the parties.


A person who is not a party to these Terms and Conditions has no right under the Contracts (Rights of Third Parties) Act, Chapter 53B to enforce any term of these Terms and Conditions but this does not affect any right or remedy of a third party specified in these Terms & Conditions or which exists or is available apart from that Act.


The following sections survive any termination of these Terms and Conditions: Information provided by Online Auctions SG, Limited warranties, Ownership and risk, Collection and delivery, Taxes and other amounts, Failure to make payment, Liability and indemnity, Uncontrollable events, Personal information, Severability, Assignment, Entire agreement, Third party rights, Survival, Translations, No waiver, Interpretation and Disputes, governing law and jurisdiction.


If we have provided a translation of these Terms and Conditions, we will use the English language version in deciding any issues or disputes which arise.


No failure or delay to exercise any right or remedy shall constitute a waiver of that or any other right or remedy, nor shall it prevent or restrict the further exercise of that or any other right or remedy. No single or partial exercise of such right or remedy shall prevent or restrict the further exercise of that or any other right or remedy.


Headings are for reference purposes only and do not limit the scope or extent of such section.

The word "including" or similar will be interpreted without limitation.

References to the singular include the plural and vice versa.


If you have a dispute with a seller or buyer, you release us (and our affiliates and subsidiaries, and our and their respective officers, directors, employees and agents) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes.

In entering into this release you expressly waive any protections (whether statutory or otherwise) that would otherwise limit the coverage of this release to include only those claims which you may know or suspect to exist in your favor at the time of agreeing to this release.

If a dispute arises, we strongly encourage you to first contact us directly to seek a resolution. Failing resolution, we will consider reasonable requests to resolve the dispute through alternative dispute resolution procedures, such as mediation or arbitration, as alternatives to litigation.

Any claim, dispute or matter shall be governed by and construed in all respects by the laws of Singapore. You and we both agree to submit to the exclusive jurisdiction of the Singapore Courts.